Finbud Financial IPO Logo

Finbud Financial IPO
GMP, Subscription, Price, Dates & Financial Details

Closed NSE SME

Finbud Financial Services Limited is a leading loan aggregation platform in India that assists individuals and small businesses in obtaining personal, business, and home loans from banks and non-banking financial companies (NBFCs). The company simplifies the borrowing process by offering a one-stop…

Open Date

Thu, 06 Nov 2025

Close Date

Mon, 10 Nov 2025

Price Band

₹ 140 – 142

Lot Size

1000

Issue Size

₹ 71.68 Cr

Minimum Investment

₹ 284,000 (2000 Shares)

Grey Market Premium Analysis

Day Wise GMP→

Unofficial premium quoted in the grey market, tracked daily against the price band cap.

12 Nov ₹11 13 Nov ₹11

Grey market trading is unregulated. GMP figures are indicative only and should not be the sole basis for investment decisions - treat as a sentiment indicator, not a guarantee.

IPO Details

Finbud Financial IPO has successfully completed its IPO process and is now listed on NSE SME Platform. According to the Red Herring Prospectus (RHP), the IPO was a book-built issue with a total issue size of ₹71.68 Crore.

The Finbud Financial IPO remained open for subscription from November 06, 2025, to November 10, 2025. The basis of allotment was finalized on November 11, 2025, and the company's shares were listed on NSE SME Platform on November 13, 2025.

The company had fixed the price band at ₹140 to ₹142 per share, with a lot size of 1000 shares. Retail investors were required to make a minimum investment of ₹284,000 (based on the upper price band) to apply for one lot.

Skyline Financial Services Private Ltd served as the registrar to the issue. SKI Capital Services Limited acted as the Book Running Lead Managers (BRLMs) to the issue.

With the successful completion of the IPO process, Finbud Financial Services Limited is now a publicly listed company on NSE SME Platform. Investors can track the company's share price, trading performance, financial results, and corporate announcements through the stock exchanges.

Finbud Financial IPO Timeline (Tentative)

IPO Open Date
Thu, 06 Nov 25
IPO Close Date
Mon, 10 Nov 25
Basis of Allotment
Tue, 11 Nov 25
Initiation of Refunds
Wed, 12 Nov 25
Credit of Shares to Demat
Wed, 12 Nov 25
Listing Date
Thu, 13 Nov 25 — NSE & BSE

Open Date

06 November 2025

Close Date

10 November 2025

Basis Of Allotment

11 November 2025

Listing Date

13 November 2025

IPO Subscription

Check Live Subscription →

The Finbud Financial IPO has received bids for 1,52,93,000 shares against 33,58,000 shares offered, resulting in an overall subscription of 4.55x. the NII category is subscribed 8.73x, Retail Investors 2.89x, and QIBs 4.33x. Within the NII category, BNII is subscribed 11.16x, while SNII is subscribed 3.88x.

QIB

4.33x

NII

8.73x

BNII

11.16x

SNII

3.88x

RII

2.89x

Total

4.55x

IPO Reservations

The Retail Individual Investor (RII) category has the highest allocation with 16,80,000 shares, representing 50.03% of the total issue. Qualified Institutional Buyers (QIBs) are allocated 9,58,000 shares (28.53%), while Non-Institutional Investors (NIIs) receive 7,20,000 shares (21.44%).

Category Shares Offered Shares Offered %
Qualified Institutions958,00028.53%
Non-Institutional720,00021.44%
BNII480,00014.29%
SNII240,0007.15%
Retail Investors1,680,00050.03%
Total3,358,000100%

Financials Details(₹ in Crores)

Particular 31 Mar 2025 31 Mar 2025 31 Mar 2024 31 Mar 2023
Assets 76.12 68.93 44.97 27.47
Revenue 85.82 223.5 190.28 135.57
Profit After Tax 3.33 8.5 5.66 1.83
Net Worth 39.31 35.98 11.79 6.13
Reserve & Surplus 25.31 21.98 11.77 6.12
Total Borrowings 20.48 18.51 12.43 7.4

Financials Performance

Company Revenue Vs Profit After Tax
136 2 31 Mar 2023 190 6 31 Mar 2024 86 3 31 Mar 2025 224 9 31 Mar 2025 Revenue PAT

Performance Indicators

6.07%

EPS Pre

Earnings per share before the IPO.

23.40

P/E Pre

IPO Offer Price ÷ EPS Pre.

5.24%

EPS Post

Expected earnings per share after the IPO..

27.08x

P/E (Post Issue)

IPO Offer Price ÷ EPS Post.

Finbud Financial Services Limited KPI Information

Particular Mar 2025 Mar 2024 Mar 2023
ROE % 23.61 47.99 29.89
ROCE % 32.11 49.85 24.91
Debt / Equity 0.51 1.05 1.21
RoNW % 23.61 47.99 29.89
Pat Margin % 3.81 2.97 1.35

Peers Comparison

No Peer Comparision Available

About Finbud Financial Services Limited

Finbud Financial Services Limited is a leading loan aggregation platform in India that assists individuals and small businesses in obtaining personal, business, and home loans from banks and non-banking financial companies (NBFCs). The company simplifies the borrowing process by offering a one-stop solution for loan comparison, recommendation, and documentation.

Services

  • Loan Offer Comparison:
    Enables customers to compare loan offers from multiple banks and NBFCs to find the most suitable option.
  • Product Recommendation:
    Provides personalized loan recommendations based on customer profiles and financial requirements.
  • Documentation Assistance:
    Supports customers throughout the loan application and documentation process for a smooth experience.
  • Commission-Based Revenue:
    Finbud earns a commission from lenders upon successful loan disbursement.

Product Offerings

  • Personal Loans:
    Unsecured loans primarily for salaried individuals, with an average ticket size of INR 10 lakhs.
    This segment represents the largest revenue source, primarily driven by agent-led business.
  • Business Loans:
    Unsecured loans for small and medium enterprises (SMEs), with an average loan size of INR 20 lakhs.
    This product contributes significantly to the company’s overall revenue.
  • Home Loans:
    Secured loans for home purchases or property mortgage requirements, catering to both individuals and SMEs.

Finbud Financial IPO Promoters

  1. Parth Pande
  2. Vivek Bhatia  
  3. Parag Agarwal 
Promoters Holding

Holding Pre Issue

64.92%

Holding Post Issue

0.00%

Finbud Financial IPO Objective

The Company Finbud Financial IPO proposes to utilise the Net Proceeds from the Issue towards the following objects.

  1. Working Capital Requirement 
  2. Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited 
  3. Funding for Business Development and Marketing Activities
  4. Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company
  5. General corporate purposes   

Finbud Financial Services Limited Address / Contact Details

Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/

IPO Snapshot

Face Value₹10 per share
Price Band ₹ 140 – 142
Lot Size1000
Issue TypeBook-building IPO
Sale TypeFresh Capital
Fresh Issue₹ 0.00 Cr
Offer for Sale₹ 0.00 Cr
Total Issue Size₹ 71.68 Cr
Listing AtNSE

Finbud Financial IPO Lot Size

The Finbud Financial IPO has a lot size of 1,000 shares. Retail investors require a minimum investment of ₹2,84,000 by applying for 2 lot (2,000 shares). The maximum application allowed for the retail category is 2 lots (2,000 shares), requiring an investment of ₹2,84,000.

Application Lots Shares Amount (₹)
Retail (Min)22,000284,000.00
Retail (Max)22,000284,000.00
S-HNI (Min)33,000426,000.00
S-HNI (Max)77,000994,000.00
B-HNI (Min)88,0001,136,000.00

Issue Reservation

  • QIB — 28.53%
  • NII — 21.44%
  • RII — 50.03%

Finbud Financial IPO Registrar

Skyline Financial Services Private Ltd

02228511022

info@skylinerta.com

https://www.skylinerta.com

Check Allotment Status

Book Running Lead Managers

  • SKI Capital Services Limited

IPO Documents & Links

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Disclaimer: This data is for informational purposes only and does not constitute investment advice.

Frequently Asked Questions

Everything you need to know before applying to an IPO.

What is the Finbud Financial IPO?

Finbud Financial IPO is a Book-building IPO with a total issue size of ₹71.68 crore. The Finbud Financial IPO price band is ₹140 to 142 per share. The Finbud Financial IPO subscription opens on Thu, Nov 6, 2025, and closes on Mon, Nov 10, 2025. The Finbud Financial IPO will be listed on the NSE. Skyline Financial Services Private Ltd is the registrar for the Finbud Financial IPO.

When will the Finbud Financial IPO open for subscription?

The Finbud Financial IPO opens on Thu, Nov 6, 2025 and closes on Mon, Nov 10, 2025

What is Finbud Financial IPO Price Band?

Finbud Financial IPO Price Band is ₹140 to 142 per share.

What is Finbud Financial IPO Lot Size?

Finbud Financial IPO lot size is 1000 shares, Retail investors need a minimum investment of ₹284000 based on the upper price band

What is the minimum investment for Finbud Financial IPO?

The minimum investment for Finbud Financial IPO is ₹284000, based on one lot of 1000 shares at the upper price band of ₹142 per share.

How to apply for Finbud Financial IPO?

Investors can apply for the Finbud Financial IPO through the ASBA (Application Supported by Blocked Amount) facility offered by their bank or through UPI using a SEBI-registered broker or trading app. Select the desired lot size, enter your bid within the price band, and submit the application before Mon, Nov 10, 2025. The application amount remains blocked until the Finbud Financial IPO allotment is finalized.

What is Finbud Financial IPO Issue Size?

Finbud Financial IPO issue size is ₹71.68 crores.

What is the Finbud Financial IPO Allotment Date?

Finbud Financial IPO allotment date is Tue, Nov 11, 2025.

Who is the Finbud Financial IPO Registrar?

The registrar for Finbud Financial IPO is Skyline Financial Services Private Ltd. Investors can go to Skyline Financial Services Private Ltd website to check Finbud Financial IPO allotment status, refund processing, and other IPO-related information.

What is the Finbud Financial IPO GMP?

The Finbud Financial IPO GMP (Grey Market Premium) is ₹11 as of Thu, Nov 13, 2025. Based on the upper price band of ₹142 per share, the estimated Finbud Financial IPO listing price is ₹153, indicating a potential listing gain of approximately 7.75% over the issue price.

Who is the Finbud Financial IPO Lead Manager?

The book-running lead managers (BRLMs) for the Finbud Financial IPO are SKI Capital Services Limited. The lead managers are responsible for managing the IPO process, including issue structuring, regulatory compliance, marketing the public issue, coordinating with investors, and ensuring a smooth listing process. For complete details, investors should refer to the Finbud Financial IPO Red Herring Prospectus (RHP).