Finbud Financial IPO
Open SmeCurrent GMP
₹11 (+7.75%)
Price Band
₹ 140 – 142
Lot Size
1000
Issue Size
₹71.68 Cr
Minimum Investment
₹284000 (2000 Shares)
Listing Date
13 November 2025
Subscription
4.55x
About the Company
Finbud Financial Services Limited is a leading loan aggregation platform in India that assists individuals and small businesses in obtaining personal, business, and home loans from banks and non-banking financial companies (NBFCs). The company simplifies the borrowing process by offering a one-stop solution for loan comparison, recommendation, and documentation.
Services
- Loan Offer Comparison:
Enables customers to compare loan offers from multiple banks and NBFCs to find the most suitable option. - Product Recommendation:
Provides personalized loan recommendations based on customer profiles and financial requirements. - Documentation Assistance:
Supports customers throughout the loan application and documentation process for a smooth experience. - Commission-Based Revenue:
Finbud earns a commission from lenders upon successful loan disbursement.
Product Offerings
- Personal Loans:
Unsecured loans primarily for salaried individuals, with an average ticket size of INR 10 lakhs.
This segment represents the largest revenue source, primarily driven by agent-led business. - Business Loans:
Unsecured loans for small and medium enterprises (SMEs), with an average loan size of INR 20 lakhs.
This product contributes significantly to the company’s overall revenue. - Home Loans:
Secured loans for home purchases or property mortgage requirements, catering to both individuals and SMEs.
Promoters
- Parth Pande
- Vivek Bhatia
- Parag Agarwal
Promoters Holding
Holding Pre Issue
64.92%
Holding Post Issue
0.00%
Objects of the Issue
The Company Finbud Financial IPO proposes to utilise the Net Proceeds from the Issue towards the following objects.
- Working Capital Requirement
- Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited
- Funding for Business Development and Marketing Activities
- Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company
- General corporate purposes
Address / Contact Info
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
IPO Snapshot
IPO Timeline (Tentative)
IPO Open Date
Thursday, 06 November 2025
IPO Close Date
Monday, 10 November 2025
Basis of Allotment
Tuesday, 11 November 2025
Initiation of Refunds
Wednesday, 12 November 2025
Credit of Shares to Demat
Wednesday, 12 November 2025
Listing Date
Thursday, 13 November 2025 — NSE & BSE
Important Dates
Open Date
06 November 2025
Close Date
10 November 2025
Basis Of Allotment
11 November 2025
Listing Date
13 November 2025
Financial Performance (₹ in Crores)
| Particular | 31 Mar 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 76.12 | 68.93 | 44.97 | 27.47 |
| Revenue | 85.82 | 223.5 | 190.28 | 135.57 |
| Profit After Tax | 3.33 | 8.5 | 5.66 | 1.83 |
| Net Worth | 39.31 | 35.98 | 11.79 | 6.13 |
| Reserve & Surplus | 25.31 | 21.98 | 11.77 | 6.12 |
| Total Borrowings | 20.48 | 18.51 | 12.43 | 7.4 |
EPS Pre
6.07%
EPS Post
5.24%
P/E Pre
23.40
P/E (Post Issue)
27.08x
Company Financial Information
KPI Information (₹ in Crores)
| Particular | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| ROE % | 23.61 | 47.99 | 29.89 |
| ROCE % | 32.11 | 49.85 | 24.91 |
| Debt / Equity | 0.51 | 1.05 | 1.21 |
| RoNW % | 23.61 | 47.99 | 29.89 |
| PbW | 0 | 0 | 0 |
| Pat Margin % | 3.81 | 2.97 | 1.35 |
Return Ratio
IPO Reservations
| Category | Shares Offered | Shares Offered % | Max Allotee |
|---|---|---|---|
| Qualified Institutions | 958000 | 28.53 | 0 |
| Non-Institutional | 720000 | 21.44 | 0 |
| BNII | 480000 | 14.29 | 0 |
| SNII | 240000 | 7.15 | 0 |
| Retail Investors | 1680000 | 50.03 | 0 |
| Total | 3358000 | 100 | 0 |
Subscription Status ( Mon, 10 Nov 25 01:31 PM)
| Category | Shares Offered | Shares Bid For | Subscription (x) |
|---|---|---|---|
| Qualified Institutions | 958000 | 4146000 | 4.33x |
| Non-Institutional | 720000 | 6287000 | 8.73x |
| BNII | 480000 | 5355000 | 11.16x |
| SNII | 240000 | 932000 | 3.88x |
| Retail Investors | 1680000 | 4860000 | 2.89x |
| Total | 3358000 | 15293000 | 4.55x |
Subscription figures are updated periodically and may change until issue closing. Data reflects bids placed across exchanges.
Peer Comparision
No Peer Comparision Available
Lot Size & Investment Details
| Application | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 2 | 2,000 | 284,000.00 |
| Retail (Max) | 2 | 2,000 | 284,000.00 |
| S-HNI (Min) | 3 | 3,000 | 426,000.00 |
| S-HNI (Max) | 7 | 7,000 | 994,000.00 |
| B-HNI (Min) | 8 | 8,000 | 1,136,000.00 |
Registrar
Skyline Financial Services Private Ltd
02228511022
info@skylinerta.com
https://www.skylinerta.com
Book Running Lead Managers
- SKI Capital Services Limited
RHP Document
DRHP Document
Disclaimer: This data is for informational purposes only and does not constitute investment advice. Figures shown are illustrative sample data.
Frequently Asked Questions
Everything you need to know before applying to an IPO.
Finbud Financial IPO is a Book-building IPO worth ₹71.68 crores. The price band is ₹140 to 142 per share. The IPO opens on Thu, Nov 6, 2025 and closes on Mon, Nov 10, 2025. It will be listed on BSE and NSE. Skyline Financial Services Private Ltd is the registrar.
The Finbud Financial IPO opens on Thu, Nov 6, 2025 and closes on Mon, Nov 10, 2025
Finbud Financial IPO Price Band is ₹140 to 142.
Finbud Financial IPO lot size is 1000, and the minimum amount required for application is ₹284000.
The minimum investment for Finbud Financial IPO is approximately ₹284000 based on the upper price band.
To apply for the Finbud Financial IPO, investors can use the ASBA (Application Supported by Blocked Amount) process via their bank's net banking or apply through UPI using a registered broker or trading app. The IPO is available in retail, HNI, and institutional investor categories. Investors must select the lot size, enter bid details within the price band, and submit their application before the IPO closing date of Mon, Nov 10, 2025. After submission, funds are blocked until the basis of allotment of Finbud Financial IPO is finalised.
Finbud Financial IPO issue size is ₹71.68 crores.
Finbud Financial IPO allotment date is Sat, Jun 27, 2026.
The registrar for Finbud Financial IPO is Skyline Financial Services Private Ltd. Investors can go to Skyline Financial Services Private Ltd website for IPO allotment status, refund processing, and other queries related to Finbud Financial IPO through their official website or helpline.
The Finbud Financial IPO GMP (Grey Market Premium) is ₹11 as of Thu, Nov 13, 2025. Based on the upper price band of ₹142 per share, the estimated Finbud Financial IPO listing price is ₹153, indicating a potential listing gain of approximately 31% over the issue price.